€450,000

Lowertown, Schull, County Cork

  • 2
  • 1
  • -
  • -
  • Move In Ready
Detached House for sale
G

Description

There is something magical about Crough Creek. When the tide is full there are fish beneath and fowl above the waters; when the tide low the place is alive with waders..this little cottage is of no interest to any of them but for us nature lovers this is a lover’ nest, quite unique, secluded, private.. a paradise: the stuff that dreams are made of.

The property consists of:

Open plan kitchen, sitting, dining room with a balcony bedroom overhead. To the rear is the bathroom and a double bedroom
Outside there is a stone faced storage shed recently renovated along with a separate building which houses the sauna and the heating both oil fired and heat pump systems.

Other Features:
  • Balcony
  • Heating
  • Refurbished
  • Shed
BER Details:
Property Details:
James Lyons O'KeeffeView ProfilePSR Licence No: 001144James Lyons O'Keeffe
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This calculator is for illustrative and guidance purposes only and is not an offer of a loan. The amount you can borrow will depend on your individual circumstances and is subject to lending criteria, terms and conditions. Your mortgage may be subject to loan to value or loan to income limits and these limits may vary. Fixed rates roll to the corresponding new business variable rate at the end of the fixed period.

APRC calculations are based on the cost per month on a €100,000 mortgage over 20 years. APRC includes €150 valuation fee and mortgage charge of €175 paid to the Property Registration Authority. For Buy to Let, APRC includes a fee for the Banks solicitor of €950 plus VAT at 23% plus outlay of up to €350.

Principal Dwelling Homes: The lender is Bank of Ireland Mortgages. Lending criteria and terms and conditions apply. Over 18s only. Mortgage approval is subject to assessment of suitability and affordability. You mortgage your property to secure the loan. We require property and life insurance. Maximum loan is generally 3.5 times gross annual income and 80% of the property value (90% of the property value for first time buyers, 70% of the full property value for Buy to Let) but these limits may vary. A typical mortgage of €100,000 over 20 years with 240 monthly instalments costs €615.79 per month at 4.2% variable (Annual Percentage Rate of Charge (APRC) 4.3%). The total amount you pay is €148,114.60. APRC includes €150 valuation fee and mortgage charge of €175 paid to the Property Registration Authority. A 1% interest rate rise would increase monthly repayments by €54.02 per month. [The cost of your monthly repayments may increase – if you do not keep up your repayments you may lose your home].

WARNING: IF YOU DO NOT KEEP UP YOUR REPAYMENTS YOU MAY LOSE YOUR HOME.

WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.

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€450,000

Lowertown, Schull, County Cork

  • 2
  • 1
  • -
  • -
  • Move In Ready
Detached House for sale
G

Description

There is something magical about Crough Creek. When the tide is full there are fish beneath and fowl above the waters; when the tide low the place is alive with waders..this little cottage is of no interest to any of them but for us nature lovers this is a lover’ nest, quite unique, secluded, private.. a paradise: the stuff that dreams are made of.

The property consists of:

Open plan kitchen, sitting, dining room with a balcony bedroom overhead. To the rear is the bathroom and a double bedroom
Outside there is a stone faced storage shed recently renovated along with a separate building which houses the sauna and the heating both oil fired and heat pump systems.

Other Features:
  • Balcony
  • Heating
  • Refurbished
  • Shed
BER Details:
Property Details:
James Lyons O'KeeffeView ProfilePSR Licence No: 001144James Lyons O'Keeffe

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